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  • AIDS: Some Aspects of Modeling the Insurance Risk
    AIDS: Some Aspects of Modeling the Insurance Risk This paper is an attempt to examine transmission ... used to estimate the risk of HIV+ exposure of an individual company and the resulting reserve needs. From ...

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    • Authors: Fung-Yee F Chan, Michael Cowell, Harry H Panjer
    • Date: Oct 1989
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Modeling & Statistical Methods
  • The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
    AIDS. 5. "Projecting Extra AIDS Mortality for Individual Ordinary Life Insur- ance In Force" is a research ... its insights in modeling the impact of AIDS on individual companies as well as providing an alternative ...

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    • Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • Report of the Task Force on Mutual Life Insurance Company Conversion
    that a closed branch is appropriate for most individual coverages, and its establishment would facilitate ... Mutual Life Insurance Company Conversion from its Individual Life and Annuity Subcommittee." A copy of this ...

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    • Authors: Michael H Berkowitz, Michael Cowell, John H Elken, Charles Greeley, Curtis E Huntington, Robin B Leckie, Robert D Lowden, Application Administrator, James Murphy, Henry Ramsey, Lewis P Roth, Robert Shapiro, Walter Shur, Edward J Slaby, James A Tilley, James L Wertheimer, Harry D. Garber, steve smith
    • Date: Oct 1987
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Financial Reporting & Accounting; Public Policy
  • Mortality Differences between Smokers and Nonsmokers
    between smokers and nonsmokers selected for individual coverage. This interest has been heightened with ... based on a widely used insured-life mortality table. The paper relates State Mutual's findings to ...

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    • Authors: Michael Cowell, Brian L Hirst
    • Date: Jan 1980
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data
  • U.S. General Population Projected AIDS Mortality Rates
    and "The HIV Epidemic and Topics for the U.S. Valuation Actuary" (October 1988), Holland developed the ... by Year of Infection The modeled AIDS deaths in Table 4 of each of Appendixes A, B, and C are shown ...

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    • Authors: Application Administrator, Daniel Case, Michael Cowell, John B Dinius, Walter H Hoskins, Donald B Maier, Richard W Mathes, Harry H Panjer, Thomas W Reese, Paul J Sulek, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Mortality
  • An Actuarial Analysis of the AIDS Epidemic as it Affects Heterosexuals
    definition cases only. Table 1 shows such a comparison from 1988 through 1991. TABLE 1 AIDS CASES BY ... 035 7,740 7,222 6,989 6,572 7,477 7,345 Table 1 shows that, on the basis of reporting date, the ...

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    • Authors: Bradley P Carlin, Michael Cowell, Mark Evans, Stephen Gwin, David Holland, George E Immerwahr, Paul O Kirley, Leslie Lohmann, Harry H Panjer, Peter W Plumley, Arnold N Greenspoon, Krzysztof Ostaszewski, Xiaodong Sheldon Lin, Janina Slawski, Adrian Pinington
    • Date: Oct 1992
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Morbidity
  • Policy Loans and Equity
    absolute amount and in proportion to policy reserves. Table 1 gives the underlying data. I t is notable that ... data from the Institute of Life Insurance.) TABLE 1 POLICY LOANS AS A PERCENT OF POLICY AND ORDINARY ...

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    • Authors: David R Carpenter, Michael Cowell, L Blake Fewster, Robert H Jordan, Wilfred A Kraegel, Donald B Maier, John C Maynard, Arthur R McMurrich, David E Morrison, C Norman Peacor, Harry Ploss, James Reiskytl, Lewis P Roth, Claude Thau, Robert C Tookey, Charles L. Trowbridge, Henry S. Huntington
    • Date: Oct 1977
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance; Public Policy
  • Modeling the AIDS Epidemic by Analysis of Sexual and Intravenous Drug Behavior
    extending for 25 years from date of HIV infection (see Table 9 of that paper). This scale was based on a study ... SFCC/CDC rates) [9]. Table 1 compares these two scales of progression rates. TABLE 1 COMPAR(SON OF ...

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    • Authors: Beda Chan, Michael Cowell, Charles S Fuhrer, Ronald Gebhardtsbauer, Peter W Plumley, Colin M Ramsay
    • Date: Oct 1989
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Modeling & Statistical Methods
  • The Education of the Actuary in the Future
    of actuarial subjects, without burdening the individual candidate with an excessive amount of study material ... the specialized study will relate to either individual insurance- or group insurance-oriented studies ...

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    • Authors: Cecil Bykerk, Michael Cowell, Michael Frank, Cecil J Nesbitt, Peter W Plumley, Anna M Rappaport, Donald R Sondergeld, Forrest Allen Spooner, Aaron Tenenbein
    • Date: Oct 1975
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>External forces and business performance; Professional Values>Public interest representation
    • Publication Name: Transactions of the SOA
    • Topics: Actuarial Profession>Academic partnerships; Actuarial Profession>Qualifications; Actuarial Profession>Professional associations; Actuarial Profession>Professional development
  • A Strategic Premise for Actuarial Education
    decreased; as a result, the market for personal individual life insurance, particularly the cash-value ... with the broader discretion implicit in the new valuation and nonforfeiture laws, the general trend is ...

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    • Authors: Michael Cowell
    • Date: Oct 1983
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Actuarial Profession>Professional development